Terra leads our company’s Information Security, Cybersecurity, Fraud, Identity Access Governance, Third Party Risk and Business Continuity programs. For the last 13 years she has provided strategic and operational leadership to support information security policies, practices and standards in the complex threat and regulatory environments of financial services which has been amplified over the last year due to the global pandemic. The information security and fraud risk programs at NBT are focused on protecting customer information and ensuring data privacy and security.